Storm Damage Insurance Claims Assistance in Dallas & Fort Worth, TX
Insurance Claim Concerns in DFW
Fear: The average Texas homeowner pays $3,429 in annual home insurance premiums, but only makes a claim once every 9 years. That is because most people are afraid that should something go wrong while making a claim, rates will go up or you will be canceled.
Not Filing a Valid Claim: Most people fail to file a valid claim due to lack of understanding of insurance policies such as which claims can raise the rate and which won’t, how to avoid insurance claim schemes loopholes, etc.
Filing an Unnecessary Claim: Homeowner’s insurance is for significant events like a fire, hail or wind storm, or a fallen tree on your home. That is, claim which is considerably more than the deductible (most contain a 1% or 2% deductible) to make it worth making the claim. But many fail to understand that and file minor damage claims (for example, theft of a bicycle or a single broken window) which can lead to high cost and complications in the long run.
Choosing the Wrong People/Company To File Your Claim: Those who do not file claims themselves often end up choosing the wrong Insurance Adjuster to file the claim which leads to claim failures. If you don’t see much damage or aren’t sure what you’re looking for, have a good restoration contractor perform a free inspection. This will save unnecessary out of pocket expenses or fruitless claims.
Storm Chaser/Scammers: During a large-scale storm when reputed contractors are overwhelmed, storm chasers show up at your door making promises and telling lies. Many of these storm chasers are unscrupulous, preying on the elderly, or uninformed with aggressive sales tactics and inflated charges. Some ask for cash upfront and disappear, while others create fake damage in hopes of getting insurance to approve. Many fall to their trap.
Public Adjuster: Public Adjusters are specially trained to assist you in filing and assessing your insurance claim, but they have no special ability to expedite a decision, can’t do much to improve the odds of approval, and they take 10% of your claim, possibly leaving you short of funds to complete repairs. It’s better to file the claim yourself or seek help from a restoration contractor.
Not paying deductible: Failing to pay the deductible is probably the most common mistake homeowners make. Failing to pay the deductible is illegal and going along with this scheme means you may be committing insurance fraud.
Accepting a denial: Many insurance companies routinely deny or underpay claims that should otherwise be paid. Due to the high cost and time-involvement of legal actions, only about 20% of denied claims are challenged.
Why Choose a Local Restoration Contractor to Assist with a Storm Damage Insurance Claim
- A restoration contractor who provides insurance assistance mostly does it for free.
- A free inspection can help you determine the accurate level of storm damage done which then, in turn, can help you file a valid claim and avoid making invalid claims.
- A local, licensed, insured and bonded storm-damaged restoration company will be more reliable and can be held more accountable than an outside contractor.
- Reduces the expense of hiring a public adjuster.
- Can help you with the understanding of the insurance claim process.
Insurance Claim Services Provided by Dalworth in Arlington, Irving, & Frisco
- Direct Insurance Billing Services
We bill and work directly with most insurance companies to file your claim for our restoration services while we are on-site for completing the job. Our goal is to make things convenient for you, so we can get your property back to normal operations as soon as possible.
- Insurance Claim Assitance for Different Damages
Our professional team will work with your insurance company to bill for all kinds of storm damage insurance claims: Tornado, Hurricane, Wind, Hail, Flood, Roof, and much more. We also assist in issuance claims for other kinds of damages such as fire damage, water damage, mold damage, etc.
- Work Directly With Your Insurance Company
We work directly with your insurance company to come to an agreement on insurance coverage for our restoration services.
- Code Upgrades
We'll verify with your insurance company the repairs, replacements, and upgrades covered by your insurance. We'll also work with you to offer the best pricing on code and improvement upgrades not covered by insurance.
- Properties We Service
We provide service for both residential and commercial properties. Commercial properties we restore include Office Buildings, Hospitals, Hotels, Nursing Homes, Churches, Schools, Day Care Centers, Apartments, Health Care Facilities, Assisted Living, Rental, and many more.
Choose Dalworth Restoration to Assist with Insurance Claims for Your DFW Home or Business
There are many reasons why Dalworth Restoration is the company to contact for assistance with insurance claims in Dallas, Fort Worth, Denton, Plano, Grapevine, and other cities throughout the DFW Metroplex. Some of the most common reasons include:
- Professional Service
- Available 24/7 Everyday
- Quick Response Time
- Excellent Customer Service
- FREE Inspections
- FREE Estimates
- Insurance Billed Direct
- IIRC Certified Crews
- State-Of-The-Art Equipment
So to get the best storm damage restoration and free insurance claim assistance package for your home or business call us today at 817-203-2944 or contact us online. Our 24/7 client service representatives will be there to help you in no time.